About Unity Homeloans

Built by intermediaries for intermediaries.

Service, encapsulated by competitive product and procuration fees, is a recipe that is often promised, but seldom delivered.

The packager members understand the needs of mortgage intermediaries.

Unity Homeloans will put service delivery at the top of the agenda. Online systems, short reporting and referral lines, together with onsite underwriters, will ensure that case turn around time from receipt of a packaged application to completion is as speedy as possible.

Our online application processing system, Uninet, provides you with a guaranteed KFI generation and real-time case tracking. Unlike many online processing systems, what you see is exactly what the underwriter sees - Uninet is a single integrated cradle to grave system.

Although applications to Unity Homeloans will be processed through one of the member packagers, you can simply specify which member packager the case is to be sent to, when keying the case online. Should you choose not to submit online, you can still complete a generic packager application form.

Uninet can be accessed through this website and you can start placing business with Unity Homeloans immediately following completion of a quick online registration.

Unity Homeloans will consider as standard, full status advances up to £1.5m and self certification loans up to £1 million but will advance larger amounts subject to credit approval on a case by case basis. Other unique selling points include:

• 90% Loan to Value on Employed and Self Employed options.
• 85% Prime Buy to Let option available with only 100% rental required.
• 85% sub prime to sub prime re-mortgage facility available.
• Up to £1m available on some self-certification products.
• Rates from 5.53% with no overhanging early repayment charges.
• Procuration fee payments up to 1.25%

The Heavy sub-prime product allows for any level of adverse plus unlimited historic mortgage arrears to 85% loan to value (80% Self Certification) and at initial pay rates from 8.09% (fixed option)

Procuration fee payments to Introducers range from 0.5% on Near Prime and Buy to Let, 1.00% on Light Adverse, 1.25% on Medium Adverse and 1.25% on Heavy Adverse product ranges.

Unity Homeloans is authorised and regulated by the FSA and is a member of the Council of Mortgage Lenders.

Unity Homeloans Ltd, Copenhagen Court, 32 New Street, Basingstoke, Hants, RG21 7DT
DX 3012 Basingstoke

Tel: 08707 668288